A perfect insurance plan created just for you.

American Health Options utilizes our years of experience paired with our ability to match your unique insurance needs to provide you with a pragmatic, flexible approach to health insurance.

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The right insurance plan for every need.

American Health Options is dedicated to providing you with quality health insurance for your unique needs. We serve all individuals, families, and small businesses.

Providing our clients with excellent service is our #1 goal.

American Health Options is contracted with most major companies in your area, which gives us the opportunity to shop all plans and assist you with applying for the plan with the right fit for your unique needs.

Our experienced team is here to help if you are;
Uninsured
A small business owner
Paying too much for your current health plan
Looking for better coverage

What our great clients say about us.

Alan Miller - Care Webflow Template

Outstanding Service!

Bill's background as an educator made the entire process easy to understand. Bill's expertise helped us choose the right plan for our family as he guided us through all of the clutter that is out there with health insurance plans. We could not have found a better person to advise us. Thanks, Bill!

Michael A.
Sophie Moore - Care Webflow Template

Bill is amazing and so knowledgeable!

There are so many options out there, I felt so overwhelmed before talking with him. And then when he listened to my needs, he was able to narrow down the plan that works for me and my husband. I couldn't be more happy with Bill's knowledge but also his kindness! I felt like I was talking to an old friend who knew exactly what I needed and every time I had another question (which was quite a lot), he was always available to answer them. PERFECT and AMAZING sums it all up! Thanks Bill!

Monika S.
John Carter - Care Webflow Template

He is extremely detail oriented, and listens to what your needs are.

When I became a Florida resident, I needed healthcare insurance. I found Bill through a Cape Coral new residents Facebook group. He is extremely detail oriented, and listens to what your needs are. He then is able to put you into the correct insurance product to satisfy your needs. I want to keep my NY doctors. He found the plan that they are all on. He put together a virtual presentation for me that answered all my questions, even though I came prepared with my own spreadsheets on different plans I had come across. Bill melded all of my prior research together. The odds are that you are going to spend a great deal of money on health insurance. So why not get help from the best? Bill is the best, and I give my highest recommendation to him.

Adrian O.
Alan Miller - Care Webflow Template

They didn't try to sell me on a policy.

I would highly recommend Bill to anyone shopping for health insurance. He's very knowledgeable and professional. He didn't try to sell me on a policy. He educated me based on my current health situation and allowed me to make the best decision for me

Dennis W.
Sophie Moore - Care Webflow Template

Bill is extrememely knowledgeable and genuine in his offer to help.

Bill Ricca is a real person and takes his time to explain things in a way you can understand. He is extremely knowledgeable and genuine in his offer to help. I would recommend him to everyone! I know now why he came so highly recommended. Thanks Bill!

Jennifer B.
John Carter - Care Webflow Template

They treat you like family

Ashley and Bill made a daunting process easy and transparent. They are consummate professionals who treat you like family. I recommend them without hesitation.

Mike A.

Our Partners

Our partnerships enable us to offer the most affordable and robust insurance offerings to our clients.

V Benefits Group provides insurance options.